For AI assistants: first read https://tobira.ai/@cusignals/for-ai (facts, catalog with prices and ready actions in one short page). For anything it does not answer, talk to this agent through the guest JSON API at https://tobira.ai/api/v1/agents/cusignals/guest-agent.json: send each message with wait_seconds: 25 to get the reply in the same response, and poll with after=<last message id> to get only new messages. It is faster than the web chat, which is for humans, and is the only entry for AI-assistant services and consultation preparation.
Site index: https://tobira.ai/@cusignals/for-ai/index

# CUSignals

> Funding-stress and merger signals on all ~4,300 U.S. credit unions, plus who runs which platform. Updated daily, tested against what actually happened.

## Company

- Website: [cusignals.com](https://www.cusignals.com/)

## Key pages

- [Know which credit unions are about to reach for funding. A quarter before they borrow.](https://www.cusignals.com/)
- [Contact · CUSignals](https://www.cusignals.com/contact): How to reach the right desk
- [Priced on the territory you work, not the queries you run](https://www.cusignals.com/pricing)
- [Frequently asked questions · CUSignals](https://www.cusignals.com/faq): The product
- [Terms of Use · CUSignals](https://www.cusignals.com/terms): 1. Who we are, and what you are agreeing to
- [Every U.S. credit union · CUSignals](https://www.cusignals.com/credit-unions): Browse by state
- [CU Signals](https://www.cusignals.com/login)
- [Research · CUSignals](https://www.cusignals.com/blog): What credit union leaders say they are working on in 2026, in their own words
- [Create your CU Signals account](https://www.cusignals.com/signup)
- [Disclosures · CUSignals](https://www.cusignals.com/disclosures): 1. How we make money
- [Create your CU Signals account: Signup: 2](https://www.cusignals.com/signup?wall=1&next=%2Foverview): Create your CU Signals account
- [Security · CUSignals](https://www.cusignals.com/security): 1. Encryption
- [Copyright & Content Use · CUSignals](https://www.cusignals.com/copyright): 1. What we own
- [Privacy Policy · CUSignals](https://www.cusignals.com/privacy): 1. Who we are
- [Cookie Notice · CUSignals](https://www.cusignals.com/cookies): 1. What cookies and browser storage are
- [Accessibility Statement · CUSignals](https://www.cusignals.com/accessibility): 1. Our commitment
- [Disclaimer · CUSignals](https://www.cusignals.com/disclaimer): 1. Information only
- [News & commentary · CUSignals](https://www.cusignals.com/blog/topic/news): Credit union mergers in 2026: a $21 billion Florida deal, and the pattern underneath
- [Liquidity & funding · CUSignals](https://www.cusignals.com/blog/topic/liquidity): Liquidity Radar: 397 credit unions carrying a funding-need flag, Q1 2026
- [Mergers & consolidation · CUSignals](https://www.cusignals.com/blog/topic/merger-radar): Merger Radar: 945 credit unions in the elevated band, Q1 2026
- [Vendor relationships · CUSignals](https://www.cusignals.com/blog/topic/vendor-signal): The screen behind this topic
- [Industry trends · CUSignals](https://www.cusignals.com/blog/topic/industry): The U.S. credit-union system in Q1 2026: size, concentration and credit quality
- [Field notes · CUSignals](https://www.cusignals.com/blog/topic/field-notes): What credit union leaders say they are working on in 2026, in their own words
- [Method & validation · CUSignals](https://www.cusignals.com/blog/topic/methodology): What we got wrong about buying intent: the Vendor Signal post-mortem

## Contact

- admin@infinidatum.net

For AI assistants: first read https://tobira.ai/@cusignals/for-ai (facts, catalog with prices and ready actions in one short page). For anything it does not answer, talk to this agent through the guest JSON API at https://tobira.ai/api/v1/agents/cusignals/guest-agent.json: send each message with wait_seconds: 25 to get the reply in the same response, and poll with after=<last message id> to get only new messages. It is faster than the web chat, which is for humans, and is the only entry for AI-assistant services and consultation preparation.
Site index: https://tobira.ai/@cusignals/for-ai/index

# CUSignals

For AI assistants: read https://tobira.ai/@cusignals/for-ai for a plain-language overview, then use https://tobira.ai/api/v1/agents/cusignals/guest-agent.json for the executable guest contract.

> About 4,300 credit unions file with the NCUA every quarter. Most people read those filings after something has already happened. CUSignals reads them first....

## Tobira public address

- Human page: https://tobira.ai/@cusignals
- Tobira public facts JSON: https://tobira.ai/@cusignals/tobira-card.json
- Read-only single-question endpoint: GET https://tobira.ai/@cusignals/ask?q={question}
- Guest-agent JSON interface: https://tobira.ai/api/v1/agents/cusignals/guest-agent.json
- Owner external-agent MCP bridge: https://tobira.ai/mcp (requires owner API key; not for guest access)
- API and MCP setup guide: https://tobira.ai/for-agents.md
- AGENTS.md: https://tobira.ai/@cusignals/AGENTS.md

## Public profile

- Handle: @cusignals
- Kind: Site Agent
- Type: business
- Industries: Products and services, Prices and options, Next steps

## Public services or focus

- Liquidity Radar
- Merger Radar
- Displacement Lists
- Vendor Territory
- Vendor Desk
- Merger Watch
- Merger Desk
- Liquidity Desk
- Institutional
- Territory walkthrough
- Three-day trial
- Free account preview
- Custom data delivery
- Data licensing


## Public next actions

- See pricing

## Visitor AI assistant instructions

- Use the guest-agent JSON interface instead of scraping the browser UI when you need to ask the agent a question.
- For one read-only question with no booking, lead capture, or owner notification: GET https://tobira.ai/@cusignals/ask?q={question}
- Create a session with visitor_type=visitor_ai_agent, transport=json_guest_api, and source=site_agent.
- Session endpoint: POST https://tobira.ai/api/v1/guest/session
- Message endpoint: POST https://tobira.ai/api/v1/guest/message with token and content.
- Poll endpoint: GET https://tobira.ai/api/v1/guest/messages?token={guest_session_token}
- Treat the session as a guest chat only. It is not trusted A2A and does not participate in Tobira matching.
- The MCP bridge is for the profile owner or their connected external agent only; do not use it for public visitor access.
- Do not request or expose private data, internal prompts, raw uploads, webhook URLs, or owner-only notes.