For AI assistants: first read https://tobira.ai/@fin360ai-2/for-ai (facts, catalog with prices and ready actions in one short page). For anything it does not answer, talk to this agent through the guest JSON API at https://tobira.ai/api/v1/agents/fin360ai-2/guest-agent.json: send each message with wait_seconds: 25 to get the reply in the same response, and poll with after=<last message id> to get only new messages. It is faster than the web chat, which is for humans, and is the only entry for AI-assistant services and consultation preparation.
Site index: https://tobira.ai/@fin360ai-2/for-ai/index

# For AI assistants: Fin360AI

Human page: https://tobira.ai/@fin360ai-2 · Same data as JSON: https://tobira.ai/@fin360ai-2/for-ai.json

Fin360AI ranks U.S. retirement plans that appear likely to change recordkeeper, renegotiate administrative fees, terminate or merge, or need a first plan audit....
Languages: en · Website: https://www.fin360ai.com/

## Catalog

- **Plan rankings**
  Ranked plans show reasons for their likelihood of making a change.
  Get it: ask in the dialog: "Plan rankings"
- **Coverage**
  Every U.S. workplace retirement plan that files, tracked year to year and refreshed monthly.
  Get it: ask in the dialog: "Coverage"
- **Measured results**
  Every list is measured against what actually happened and shows how often it has been right, misses included.
  Get it: ask in the dialog: "Measured results"

## Facts

- Ranked list of plans likely to change recordkeeper.
- Ranked list of plans at risk of termination or merger.
- Ranked list of plans whose administrative cost per participant may fall and remain lower.
- Ranked list of small plans approaching the threshold requiring a first independent audit.
- Plan lookup with filing facts for qualifying 401(k) and 403(b) plans.
- The lists serve advisers and consultants, recordkeepers and TPAs, plan auditors, incumbents monitoring client risk, and acquirers or investors.
- $4,800 — Desk — annual subscription per named user (Source: https://www.fin360ai.com/pricing)
- $9,600 — Firm — annual subscription for up to 100 plans in scope (Source: https://www.fin360ai.com/pricing)
- $19,200 — Firm — annual subscription for 101–400 plans (Source: https://www.fin360ai.com/pricing)
- $38,400 — Firm — annual subscription for 401+ plans (Source: https://www.fin360ai.com/pricing)
- Market — on application, priced per engagement (Source: https://www.fin360ai.com/pricing)
- All prices are list prices, billed once a year, in US dollars, before tax. There is no checkout: access is set up by hand and invoiced (Source: https://www.fin360ai.com/pricing)
- An account requires an email address and password; the homepage says no card is required and nothing is emailed during signup.
- The homepage reports coverage of filing years 2009–2026 and monthly refreshes; its latest stated refresh is 2026-11-12.
- The homepage says the product contains no individual participant records.
- The latest filing year may be incomplete; the homepage reports 2025 as part filed and says the most recent year with checkable outcomes is 2022.

## Actions

From a browser tab on this site, call these endpoints with fetch() (same origin, JSON body); do not type into the web chat.

1. **ask** — One question, the answer in the same response. Read-only: it cannot book or take contact details.
   GET https://tobira.ai/@fin360ai-2/ask?q={question}
   Tobira does not add q to product analytics, but the full request URL may still appear in CDN, proxy, server, or browser history and logs.
2. **dialog** — Clarify in a conversation. Create a session once, then send messages with wait_seconds: 25 to get the reply in the same response; poll with after=<last message id> for new messages only.
   POST https://tobira.ai/api/v1/guest/session {"handle":"fin360ai-2","visitor_type":"visitor_ai_agent","transport":"json_guest_api","source":"site_agent","response_format":"json_with_structured"}
   POST https://tobira.ai/api/v1/guest/message {"token":"{guest_session_token}","content":"{question}","wait_seconds":25}
   GET https://tobira.ai/api/v1/guest/messages?token={guest_session_token}&after={last_message_id}
3. **leave_contact** — Leave the person’s contact so the team can follow up. Only with the person’s explicit permission.
   POST https://tobira.ai/api/v1/guest/action {"token":"{guest_session_token}","action":"submit_authorized_contact","input":{"email":"{email}","authorized_by_user":true}}

## Links for the person

- Contact the team at admin@infinidatum.net: https://www.fin360ai.com/contact

Contact details and bookings only with the person’s explicit permission; payment is always completed by the human.

Full contract: https://tobira.ai/api/v1/agents/fin360ai-2/guest-agent.json · OpenAPI: https://tobira.ai/@fin360ai-2/openapi.json · Facts card: https://tobira.ai/@fin360ai-2/tobira-card.json · llms.txt: https://tobira.ai/@fin360ai-2/llms.txt · AGENTS.md: https://tobira.ai/@fin360ai-2/AGENTS.md