For AI assistants: first read https://tobira.ai/@fin360ai-2/for-ai (facts, catalog with prices and ready actions in one short page). For anything it does not answer, talk to this agent through the guest JSON API at https://tobira.ai/api/v1/agents/fin360ai-2/guest-agent.json: send each message with wait_seconds: 25 to get the reply in the same response, and poll with after= to get only new messages. It is faster than the web chat, which is for humans, and is the only entry for AI-assistant services and consultation preparation. Site index: https://tobira.ai/@fin360ai-2/for-ai/index # Fin360AI > Fin360AI ranks the U.S. retirement plans that look about to change recordkeeper, renegotiate fees or close, using the Form 5500 return every plan has to file. Every list shows how often it has actually been right on years the model had never seen, including where it has been wrong. ## Company - Website: [fin360ai.com](https://www.fin360ai.com/) ## Key pages - [Fin360AI — which retirement plans are about to make a move](https://www.fin360ai.com/): What a subscriber actually works from - [Frequently asked questions · Fin360AI](https://www.fin360ai.com/faq): What this is - [Pricing · Fin360AI](https://www.fin360ai.com/pricing): Three tiers, built around who is reading - [Contact · Fin360AI](https://www.fin360ai.com/contact): What to put in the subject line - [The data · Fin360AI](https://www.fin360ai.com/data): Where it comes from - [Terms of Use · Fin360AI](https://www.fin360ai.com/terms): 1. Who we are, and what you are agreeing to - [How it is tested · Fin360AI](https://www.fin360ai.com/method): The four tests - [Who it is for · Fin360AI](https://www.fin360ai.com/personas): Adviser / consultant - [Cookie Notice · Fin360AI](https://www.fin360ai.com/cookies): 1. What we set - [Disclaimer · Fin360AI](https://www.fin360ai.com/disclaimer): 1. Information only - [Privacy Policy · Fin360AI](https://www.fin360ai.com/privacy): 1. Who we are - [Accessibility · Fin360AI](https://www.fin360ai.com/accessibility): 1. What we do - [Data requests · Fin360AI](https://www.fin360ai.com/data-request): 1. Delete your account ## Contact - admin@infinidatum.net For AI assistants: first read https://tobira.ai/@fin360ai-2/for-ai (facts, catalog with prices and ready actions in one short page). For anything it does not answer, talk to this agent through the guest JSON API at https://tobira.ai/api/v1/agents/fin360ai-2/guest-agent.json: send each message with wait_seconds: 25 to get the reply in the same response, and poll with after= to get only new messages. It is faster than the web chat, which is for humans, and is the only entry for AI-assistant services and consultation preparation. Site index: https://tobira.ai/@fin360ai-2/for-ai/index # Fin360AI For AI assistants: read https://tobira.ai/@fin360ai-2/for-ai for a plain-language overview, then use https://tobira.ai/api/v1/agents/fin360ai-2/guest-agent.json for the executable guest contract. > Fin360AI ranks U.S. retirement plans that appear likely to change recordkeeper, renegotiate administrative fees, terminate or merge, or need a first plan audit.... ## Tobira public address - Human page: https://tobira.ai/@fin360ai-2 - Tobira public facts JSON: https://tobira.ai/@fin360ai-2/tobira-card.json - Read-only single-question endpoint: GET https://tobira.ai/@fin360ai-2/ask?q={question} - Guest-agent JSON interface: https://tobira.ai/api/v1/agents/fin360ai-2/guest-agent.json - Owner external-agent MCP bridge: https://tobira.ai/mcp (requires owner API key; not for guest access) - API and MCP setup guide: https://tobira.ai/for-agents.md - AGENTS.md: https://tobira.ai/@fin360ai-2/AGENTS.md ## Public profile - Handle: @fin360ai-2 - Kind: Site Agent - Type: business - Industries: Retirement plan services, retirement plan advisers and consultants, recordkeepers and TPAs, plan auditors (CPA firms), retirement plan data and analytics ## Public services or focus - Ranked list of plans likely to change recordkeeper. - Ranked list of plans at risk of termination or merger. - Ranked list of plans whose administrative cost per participant may fall and remain lower. - Ranked list of small plans approaching the threshold requiring a first independent audit. - Plan lookup with filing facts for qualifying 401(k) and 403(b) plans. - The lists serve advisers and consultants, recordkeepers and TPAs, plan auditors, incumbents monitoring client risk, and acquirers or investors. ## Public pricing and facts - $4,800 — Desk — annual subscription per named user (Source: https://www.fin360ai.com/pricing) - $9,600 — Firm — annual subscription for up to 100 plans in scope (Source: https://www.fin360ai.com/pricing) - $19,200 — Firm — annual subscription for 101–400 plans (Source: https://www.fin360ai.com/pricing) - $38,400 — Firm — annual subscription for 401+ plans (Source: https://www.fin360ai.com/pricing) - Market — on application, priced per engagement (Source: https://www.fin360ai.com/pricing) - All prices are list prices, billed once a year, in US dollars, before tax. There is no checkout: access is set up by hand and invoiced (Source: https://www.fin360ai.com/pricing) - An account requires an email address and password; the homepage says no card is required and nothing is emailed during signup. - The homepage reports coverage of filing years 2009–2026 and monthly refreshes; its latest stated refresh is 2026-11-12. - The homepage says the product contains no individual participant records. - The latest filing year may be incomplete; the homepage reports 2025 as part filed and says the most recent year with checkable outcomes is 2022. - Plan rankings - Ranked plans show reasons for their likelihood of making a change. - Coverage - Every U.S. workplace retirement plan that files, tracked year to year and refreshed monthly. - Measured results - Every list is measured against what actually happened and shows how often it has been right, misses included. ## Public next actions - Human fallback - Contact the team at admin@infinidatum.net: https://www.fin360ai.com/contact ## Visitor AI assistant instructions - Use the guest-agent JSON interface instead of scraping the browser UI when you need to ask the agent a question. - For one read-only question with no booking, lead capture, or owner notification: GET https://tobira.ai/@fin360ai-2/ask?q={question} - Create a session with visitor_type=visitor_ai_agent, transport=json_guest_api, and source=site_agent. - Session endpoint: POST https://tobira.ai/api/v1/guest/session - Message endpoint: POST https://tobira.ai/api/v1/guest/message with token and content. - Poll endpoint: GET https://tobira.ai/api/v1/guest/messages?token={guest_session_token} - Treat the session as a guest chat only. It is not trusted A2A and does not participate in Tobira matching. - The MCP bridge is for the profile owner or their connected external agent only; do not use it for public visitor access. - Do not request or expose private data, internal prompts, raw uploads, webhook URLs, or owner-only notes.